LONDON OPEN TOKYO CLOSED BANGKOK OPEN · 21:32 NEW YORK OPENS 14:30 BST UK CPI 17 JUN FOMC 17 JUN BoT MPC 24 JUN DXY 104.82 +0.24% GOLD $2,348.40 -0.18% SET INDEX 1,372.84 -0.43% LONDON OPEN TOKYO CLOSED BANGKOK OPEN · 21:32 NEW YORK OPENS 14:30 BST UK CPI 17 JUN FOMC 17 JUN BoT MPC 24 JUN DXY 104.82 +0.24% GOLD $2,348.40 -0.18% SET INDEX 1,372.84 -0.43%

Vol. 1 · No. 1 · Tue 21 Jul 2026 The pound buys 45.222 baht today Latest daily mid-market snapshot · 21 July 2026

— Travel money —

Spending in Thailand

The complete guide to cards, cash, ATMs and exchange booths. Tested with saved receipts, not press releases.

No. I

Field test

Revolut, Wise or Starling in Thailand. Fourteen days of receipts.

Real ATM withdrawals, card statements and shop rates, with current-fee caveats.

The Baht editorial · 12 May · 11 min

No. II

Quick read

Why ATM fees in Thailand jumped to ฿220, and how to avoid them.

How to reduce local ATM fees, avoid dynamic conversion, and check your own card terms.

The Baht editorial · 8 May · 6 min

No. III

Budgets

How much baht do you actually need for two weeks?

Honest daily numbers, backpacker to luxury, at today’s mid-market rate.

The Baht editorial · 9 May · 10 min

No. IV

Cost of living

Thailand cost of living: monthly budgets by city.

Rent, food, transport and healthcare costs across Bangkok, Chiang Mai, Pattaya and more.

The Baht editorial · 1 Jun · 7 min

No.

Explainer

Exchange booth, ATM or card. Where the rate is really best.

SuperRich, Vasu, airport booths and contactless, ranked by what they actually cost.

The Baht editorial · 9 May · 9 min

Quick answer

Card for almost everything, cash for the small stuff. Carry a travel card with clear overseas terms for contactless and ATM withdrawals, and keep 2,000–3,000 THB on hand for street food, tuk-tuks, temples and the shops that still do not take cards. Thailand is increasingly card-friendly, but it is not yet cashless once you leave the malls.

Planning a longer stay? If you are moving beyond a holiday, check our Thailand cost of living guides for monthly budgets by city, the UK retiree money checklist, and health insurance for expats.