Wise vs Revolut for Thailand: the current public quote check
Updated May 2026 · 12 min read
If you're sending money to Thailand regularly, the two names that come up constantly are Wise and Revolut. Both can be competitive, but the only number that matters is the final baht received on the live quote screen.
Quick answer
- Wise leads the current public benchmark: ฿43,542 received on £1,000, with a visible £7.84 fee.
- Revolut is close but must be checked in-app: the public converter showed ฿43,383, and fair-use or weekend fees can change the result.
- For larger transfers, get specialist broker quotes as well, because support, documentation, and rate-lock tools may matter.
Exchange Rates Compared
| Provider | Fee | Baht received | Gap vs best | Speed |
|---|---|---|---|---|
| Wise | £7.84 | ฿43,542 | Best in benchmark | Seconds |
| Revolut | £0 shown publicly | ฿43,383 | -159 vs best | In-app |
Real-World Test: £1,000 to Thailand
Benchmark checked 23 May 2026, 15:05 BST. Mid-market reference: 1 GBP = 43.8731 THB.
Wise
Best visible public £1,000 quote in this timestamped benchmark. Wise showed 43,541.74 baht received, a £7.84 bank-transfer fee, and a 43.8858 GBP/THB rate.
Revolut
Revolut showed 43,382.88 baht on its public £1,000 GBP to THB converter. The app remains the final quote, and fair-use or weekend fees can apply.
Wise wins the current public test. Revolut can still be competitive for existing customers, but the public converter is not a substitute for the final in-app transfer quote.
The plan and timing problem
Revolut pricing can depend on plan, fair-use allowance, funding method, market hours, weekend pricing, and whether the transaction is a transfer or card spend. Check the app's final quote before sending rather than relying on the public converter alone.
Wise normally makes the fee and rate visible before you send, but the final result still depends on the live quote, payment method, verification, limits, and recipient details.
The Verdict
- Use Wise as the first quote to beat for routine UK-to-Thailand transfers.
- Use Revolut if you already have the app and can verify the final in-app quote before sending.
- For larger transfers, get quotes from Wise, Revolut, your bank, and at least one specialist broker before deciding.
The difference between Wise and Revolut is smaller than the difference between either of them and a typical high-street bank. The real savings come from checking the final baht received before sending.
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See the current benchmark →