LONDON OPEN TOKYO CLOSED BANGKOK OPEN · 21:32 NEW YORK OPENS 14:30 BST UK CPI 17 JUN FOMC 17 JUN BoT MPC 24 JUN DXY 104.82 +0.24% GOLD $2,348.40 -0.18% SET INDEX 1,372.84 -0.43% LONDON OPEN TOKYO CLOSED BANGKOK OPEN · 21:32 NEW YORK OPENS 14:30 BST UK CPI 17 JUN FOMC 17 JUN BoT MPC 24 JUN DXY 104.82 +0.24% GOLD $2,348.40 -0.18% SET INDEX 1,372.84 -0.43%
Vol. 1 · No. 1 · Tue 14 Jul 2026 The pound buys 44.709 baht today Latest daily mid-market snapshot · 14 July 2026
Established Online 2026 · Wirral, England

A magazine about money, travel and life in Thailand.

Vol. 1 · No. 1 Forecast, rates, expat finance

Singapore Dollar to Thai Baht

The SGD to THB guide: the live rate, what moves it, and the cheapest way to send Singapore dollars to Thailand.

Quick answer

1 Singapore dollar is worth 25.8458 Thai baht at the latest mid-market reference, and 1 Thai baht is worth about 0.0387 SGD. The Singapore dollar to Thai baht pair matters most to Singapore-based savers buying Thai property, retirees funding a Thai life, and the regional businesses that trade across the corridor. Because the Monetary Authority of Singapore keeps the dollar appreciation-biased, SGD has strengthened against THB over the long run, with normal swings around the trend.

1 SGD in THB

25.8458

1 THB in SGD

0.0387

S$1,000 in THB

25,845.8039

Latest daily mid-market snapshot · 14 July 2026

Why the SGD to THB rate matters

Singapore and Thailand sit at the heart of South East Asian travel, trade and retirement flows. Singaporeans are among the largest groups buying Thai property and retiring in places like Hua Hin, Phuket and Chiang Mai. Thai businesses import through Singapore. Families move money both ways every month. For all of them, the gap between the mid-market SGD to THB rate and the rate a provider actually delivers is real money on every transfer.

A S$50,000 property deposit is a clear example. A two percent hidden spread costs the sender a full S$1,000 before any fee. That is why the SGD to THB figure on this page is a clean reference rate, and why the work is always to compare a provider quote against it.

What moves the Singapore dollar to Thai baht rate

1. How each central bank works

The Monetary Authority of Singapore does not set a policy rate. It manages the Singapore dollar against an unpublished basket of currencies and leans towards slow, steady appreciation. The Bank of Thailand sets a conventional policy rate, currently low, to support trade and tourism. That structural difference is the main reason SGD to THB has drifted higher over the years.

2. Thai tourism and the trade balance

Tourism is close to a fifth of the Thai economy. Strong visitor numbers support baht demand. When tourism softens, the baht tends to weaken against the dollar and the Singapore dollar together.

3. The broad dollar mood

Both SGD and THB move against the US dollar, but the Singapore dollar tracks it more tightly because of its basket peg. A strong dollar often pulls SGD up and leaves THB behind, lifting the SGD to THB rate. A weak dollar does the reverse.

Convert SGD to THB

Use the live SGD to THB converter for any amount, or the reverse THB to SGD converter. For the rate page with history and source notes, see THB to SGD rates.

Common SGD to THB amounts

Readers searching the Singapore corridor most often look up these amounts:

Sending Singapore dollars to Thailand

The cheapest route is usually a specialist transfer service that prices close to the mid-market rate and shows the fee separately. For SGD to THB, Wise is a common benchmark on this corridor. For larger amounts, such as a property deposit or retirement lump sum, compare two quotes against the mid-market figure, check the receiving bank's incoming fee in Thailand, and avoid funding with a card if the provider charges a card surcharge.

See the wider provider leaderboard and the send to Thailand guide for the principles that apply to any currency route.

Singapore dollar to Thai baht: your questions

How much is 1 Singapore dollar in Thai baht?

At the latest daily mid-market reference, 1 SGD is worth 25.8458 THB. A bank, card or transfer provider will usually quote slightly fewer baht once its spread and fees are included. Use the figure as a clean baseline to compare quotes against.

Is the Singapore dollar stronger than the Thai baht?

Yes. One Singapore dollar buys roughly 25.8458 Thai baht, so SGD is the stronger currency. Singapore's tighter monetary policy, run through the Monetary Authority of Singapore, keeps the dollar appreciation-biased against the softer baht over the long run.

What is the best way to send Singapore dollars to Thailand?

For most amounts, a specialist transfer service such as Wise gives a rate close to mid-market and states the fee up front. Banks add larger spreads and receiving charges. For a Thai property deposit or retirement funds, compare two provider quotes against the mid-market rate and check the receiving bank in Thailand before you send.

Why has the SGD to THB rate risen over time?

The Monetary Authority of Singapore manages the dollar against a trade-weighted basket and leans towards gradual appreciation. The Bank of Thailand runs a lower policy rate to support trade and tourism. That gap, plus steady Singapore inflows, has pushed SGD to THB higher over the long run, with normal swings around the trend.

Should I convert SGD to THB in Singapore or Thailand?

The mid-market rate is the same either way. What changes is the provider margin. Specialist services usually beat airport booths and Thai bank counters. For large amounts, send in SGD and let a Thai bank convert, or use a provider that delivers baht directly, and compare both against the mid-market figure.

How many Thai baht do I get for S$1,000?

S$1,000 converts to about 25,845.8039 THB at the latest mid-market reference. For the exact live figure on any amount, use the SGD to THB converter.