Exchange rates
The Baht uses a daily mid-market reference snapshot from ExchangeRate-API (open.er-api.com). Browser pages may refresh to the latest available API value, but this is still a consumer reference rate, not a guaranteed bank or provider quote. The static build currently carries the latest daily mid-market snapshot for 9 June 2026. A mid-market rate is the midpoint between wholesale buy and sell prices. It is useful for checking the fairness of a quote, but it is not a guaranteed customer rate from any bank, transfer provider, card issuer, ATM operator, or exchange booth.
Historical rate charts
Historical charts use published reference data and are designed to show direction, range, and context rather than intraday trading precision. Where a source only publishes one fixing per working day, the chart reflects that limitation. The Baht avoids pretending that free public data is more granular than it really is.
Provider comparison
The Send Money comparison is built around the final amount of Thai Baht received, not the lowest advertised fee. We benchmark 8 providers weekly on a timestamped £1,000 UK-to-Thailand transfer. Last checked 23 May 2026, 15:05 BST. The method checks the public provider quote where one is available, visible fee, exchange-rate spread against the benchmark mid-market reference, delivery estimate, funding method, recipient method, and practical restrictions such as limits or documentation requests. Providers that require login, a dealer conversation, or a live quote flow are labelled rather than assigned a made-up final-baht amount.
The current benchmark uses a £1,000 bank-funded GBP-to-THB transfer into a Thai bank account, with a mid-market reference of 43.8731. The source note attached to the benchmark is: Timestamped public provider quote pages and published fee/rate disclosures recorded by The Baht for a GBP to THB transfer into a Thai bank account. Where a provider does not publish a comparable final-baht figure without login, the row is marked quote required.
Provider results should be read as a timestamped comparison, not a guaranteed quote. Customer quotes can move after the check because providers change spreads, fees, delivery routes, funding methods, fair-use rules, weekend pricing, transfer limits, and promotional offers. Always confirm the live quote before sending.
What is included
For routine UK-to-Thailand transfers, The Baht looks for the route a normal reader would actually use: a bank transfer or card-funded payment into a Thai bank account. For larger or more specialist transfers, such as property purchases and pension income, the analysis also considers forward contracts, documentation, and bank receiving requirements.
Forecasts
Forecasts are constructed from exchange-rate history, technical levels, central-bank context, inflation data, tourism and trade flows, and broader macro conditions. Forecasts are editorial analysis, not personal financial advice. Currency markets can move sharply because of events that no forecast can know in advance.
Macro calendar
The forecast calendar records the official dates The Baht is watching before writing baht forecasts. Next macro dates: UK CPI - May 2026 on 17 June 2026; FOMC decision + SEP on 17 June 2026; Bank of England MPC decision on 18 June 2026; Bank of Thailand MPC decision on 24 June 2026. The calendar is checked against primary sources: the Bank of Thailand MPC schedule, Federal Reserve FOMC calendar, Bank of England MPC dates, and the ONS inflation release calendar.
Upcoming macro dates are checked against official BoT, Fed, Bank of England, and ONS calendars. Release times can still change, so forecasts link back to the official source. Dates are local publication dates. UK releases use London time; Thai MPC releases use Bangkok time; FOMC decisions are shown by meeting day.
Affiliate separation
Commercial relationships are documented on the disclosures page. They do not decide provider rankings. If a provider has an affiliate programme but gives a weaker quote than a non-affiliate competitor, the weaker quote should lose.
Corrections
Readers can send corrections, data challenges, or methodology questions to editorial@thebaht.com. When better evidence changes a factual claim, The Baht updates the relevant page and keeps editorial standards visible at the standards page.
Last updated: 23 May 2026.