Thai banks publish their fee schedules, in Thai and usually in English, and the rules for foreigners opening an account. Forums and comparison sites repeat figures that are years out of date. The Baht reads each bank's own fee schedule and account pages, records every charge that matters to a foreign customer with its unit and source, and lists the documents the bank itself says a foreigner needs.

By item

ItemUnitBanks publishing itCheapestMedianIn poundsDearest
ATM withdrawal with a foreign cardper withdrawal4250 THB (GSB)250 THB£5.57250 THB
Own card at another bank's ATM or another provinceper withdrawal9free (GSB)10 THB£0.2210 THB
Receiving an international transferper transfer10200 THB (Bangkok Bank)200 THB£4.45500 THB
Sending an international transferper transfer11100 THB (LH Bank)300 THB£6.68500 THB
Account maintenance feeper month11free (LH Bank)20 THB£0.4520 THB
Debit card annual feeper year10free (GSB)200 THB£4.45250 THB
Minimum opening deposit, savings accountone-off11free (CIMB Thai)500 THB£111,000 THB
Domestic transfer via app or PromptPayper transfer11free (Bangkok Bank)free£0free

Every bank with published prices, cheapest receiving an international transfer first

BankReceiving an international transferIn poundsPrices recordedChecked
Bangkok Bankfrom 200 THB£4.45122026-11-02
CIMB Thai Bank Public Company Limited200 to 500 THB£4.45122026-11-02
Government Savings Bank (ธนาคารออมสิน)200 to 500 THB£4.45332026-11-02
Industrial and Commercial Bank of China (Thai) Public Company Limited200 to 500 THB£4.45242026-11-02
Kasikornbank200 to 500 THB£4.45112026-11-02
Krungsri / Bank of Ayudhya200 to 500 THB£4.45122026-11-02
Krungthai Bank200 to 500 THB£4.45122026-11-02
Land and Houses Bank Public Company Limited200 to 500 THB£4.45172026-11-02
Siam Commercial Bank Public Company Limited300 to 500 THB£6.68132026-11-02
United Overseas Bank (Thai) Public Company Limited500 THB£11152026-11-02
TMBThanachart Bank Public Company Limited—132026-11-02

Pound figures use 44.9 THB per GBP (Latest daily mid-market snapshot · 10 November 2026).

Listed without a readable price

Kiatnakin Phatra Bank Public Company Limited, Standard Chartered Bank (Thai) Public Company Limited, Thai Credit Bank. Each page says what the site shows instead, or that it would not allow an automated read.

Further reading

Additions and re-checks are logged by day on what changed.

How The Baht records these prices

Every fee and requirement comes from the bank's own website or published fee schedule, recorded with its page URL and the date it was checked. Where a bank's site refuses automated reads, its fees are taken from the Bank of Thailand's public fee comparison, which compiles what each bank submits to the regulator, and each such row says so. Forums, comparison sites and transfer companies are never used. Each price is mapped to a fixed item list so banks can be compared; the bank's own wording is always shown next to it. "From" prices and ranges are marked. Fees are the bank's published schedule, not what a UK card issuer adds; the ATM fee for foreign cards is set by the Thai bank that owns the machine. Rows marked Bank of Thailand come from the regulator's compilation of the bank's submission and carry the date The Baht read them, not a bank-stated date. Corrections: editorial@thebaht.com.