The Baht began as a research project for one trip and turned into a magazine because I kept being asked the same five questions: which card actually works in Thailand, how much is a baht today, is it a good time to send money over, what does the BoT meeting mean in practice, and why did my bank just take eighty quid off a thousand-pound transfer.
I do not have a background in financial journalism. I have an MSc in Digital Transformation and IT Strategy from Manchester Metropolitan University, fifteen years of working with data in industrial and engineering businesses, and roughly six years of living in Southeast Asia. The combination matters more than any single piece of it. The MSc gave me the patience to read methodology footnotes. The data career taught me to distrust a number with no source attached. Living in the region turned the difference between a high-street bank's three percent spread and a specialist provider's fraction of a percent from abstract finance into personal arithmetic.
I run a small digital consultancy in the UK called Digital Adaption Ltd, registered at Companies House. I am not a regulated financial advisor. Nothing on this site constitutes personal financial advice. Every rate published is mid-market or clearly labelled, every provider review is based on a real test transfer, and the affiliate links to Wise and others are disclosed in the footer of every page.
If you want to know who is behind a piece, it is me. If a piece reads as if a team of people wrote it, that is because I have been thinking about the topic for months before publishing. The "Baht editorial" byline on articles is house style. The opinions in them are mine.
You can reach me at hello@thebaht.com. I read everything, reply to most. Reader questions become articles more often than they become email replies, so if you ask something interesting expect to see your question, anonymised, in the Baht Brief.