Banking in Koh Samui - Guide for Expats
How to open a bank account in Koh Samui, best banks, and ATM fees.
December 20255 min readKoh Samui
Quick Facts
Top Banks: Bangkok Bank, Krungthai
ATM Fee: ฿150-220
Introduction
Opening a bank account in Koh Samui is relatively straightforward for expats.
Opening a Bank Account
Bring your passport with valid visa and proof of address to open an account.
💳 Banking Tip
Bangkok Bank and Krungthai are generally most expat-friendly.
ATM Fees and Withdrawals
Thai banks charge ฿150-220 per foreign ATM withdrawal.
Frequently Asked Questions
Can I open a bank account with a tourist visa?▼
Some banks allow this, policies vary by branch.
Koh Samui Expat Resources
Expert Reviewed
Written by Financial Planning Team• Financial Advisor
Financial PlanningThai Banking
Reviewed by Financial Planning Team• Financial Advisor
Financial PlanningThai Banking
Last updated: December 2025